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May 2013 Archives

Different trusts do different things

When someone hears the word trust related to estate planning, they might think trusts are used to gain some tax benefits or used for tax purposes. People might also associate trusts with rich people only, and might feel that unless a person is wealthy, they don't serve a purpose. The truth is trusts can be used for many different purposes, and there are many types of trusts.

Careful how you name life insurance beneficiaries

Life insurance might seem like a very easy thing. You buy life insurance in case of an unexpected death, and you name beneficiaries. It is just that simple, right? The answer might depend on who you name as your beneficiary. Although many people can name whomever they would like as their beneficiary, there are some things that people should be cautious of.

Estate planning errors, DIY wills can have unintended effects

Estate planning might seem like a confusing, time-consuming task for some people. They might ask why they need to do it, and what they all should do to formulate a plan. If they make a mistake, they might assume their heirs will just take care of straightening out the details.

Digital estate planning a new concept for many

People around the world are engaging in digital activity in many different aspects of their lives. They meet friends online, they do their shopping online from their living rooms and they even bank online. So, what happens with all of these accounts after someone dies?

People should share wishes with relatives on heirlooms, wills

What would a person do with more than 700 dolls that they inherited from a relative? Many people who aren't sure what their relative intended for them to do would probably just have them appraised and sell them. However, if this relative was deeply emotional about their collection, whether it is a doll collection or a car collection, the person or people who inherit the collection would probably try their best to maintain the collection.

There are important times to review your estate plan

We all go through drastic changes in our lives. While many people might not see them as drastic, the seemingly ordinary life happenings might actually be very dramatic for a person's estate plan. While we may have our world view engrained in us from our adolescent years, many of us are not the same person from the time we turn 18 until the time we retire.

Young people should have living wills, estate plans

Many people graduate from high school, and head off to college. While their parents might not go off to college with them, many young adults heavily rely on their parents for advice and money. They also may ask their parents to weigh in on health care decisions as they could be on a parents insurance and might need guidance on certain issues.

Woman sues after her husbands ex-wife gets life insurance

A woman in another state filed a lawsuit after her husband neglected to change his life insurance policy. After the man's death, his wife found out that he never changed the beneficiary on his life insurance policy, which listed his ex-wife. Therefore, his life insurance payout was sent to his ex-wife instead of his widow.

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