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Important estate planning considerations

End of life decisions can be complicated and emotional. However, refusing to talk about these issues and make decisions can rob families of the opportunity to fulfill their loved ones wishes.

Leaving things up in the air can saddle adult children with difficult decisions and emotional realities that they may not be prepared for. Instead, proper estate planning can be a valuable gift that New Jersey residents can pass on to their family members.

It is important to consider talking with your family now about important issues such as:

  • Life insurance
  • Investments
  • Locations of important documents
  • Desired beneficiaries
  • Funeral arrangements
  • Location of passwords and pin numbers

Without this kind of information, it will be much more difficult for someone to take over once you have passed. It may also make it difficult to honor your wishes if your family members do not know what they are.

Estate planning should be a high priority. No one wants to leave behind questions when they pass. Your loved ones will likely be struggling enough, and they do not need the added burden of sifting through financial information and trying to make decisions on your behalf.

Unfortunately, many families are left in this difficult situation. Nearly half of all Americans do not have a will. If you fall into this category, an experienced New Jersey estate planning attorney can help you create an estate plan that meets your needs.

Source: wptv.com, "End-of-life plans about money, health care and other end-of-life issues can't wait until the end," Anita Creamer, Sept. 5, 2011

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