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Every Parent Should have a Will

Creating a comprehensive and detailed will is one of the most important things any parent can do to provide for their child's future. A will determines what becomes of your assets in the event of your passing. If you have young children, a will can also designate who will provide for and take care of them after your death.

It is not a pleasant thing to think about and probably will not be the most fun thing on your to-do list, but, much like wearing a bike helmet, having a will is important "just in case."

If you passed away, who would take care of your family? If you are a single parent, where would your child go following your death? The person you consider to be the best caretaker may not be who the court sees as a first choice.

For example, you may have a very close family friend who is your child's godparent and very involved in his or her life. Say you would want this individual to take care of your child in the event of your death. Without a will, it is doubtful the court would see this realized. It is far more likely that your child would be sent to live with family, perhaps a grandparent.

As for your assets, how would you like to see them distributed? If you do not have a will, the court will decide how to divide them and will do what it sees fit to provide for your child. If you want money to be readily available to both your child and their caretaker, you need to make sure your will clearly states these intentions.

It is not a pleasant prospect, but creating a will early allows you to rest easy, knowing that the ones you care for will be taken care of.

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